Cyr Financial Inc. of Hennepin, Illinois announced today it has become a completely independent Registered Investment Advisor. The firm will no longer offer its fee-based services through a broker dealer of any kind. Christian J. Cyr, President and Chief Investment Officer stated “Given the many changes that have occurred within the financial services industry, we feel that the independent model is the best platform for us to deliver unbiased, thoughtful investment advice. We are proud of this achievement. Nearly all investment professionals are still running their fee-based business through a broker-dealer.” In addition to the independence, Cyr also noted the change was done with cost in mind as his average advisory client will experience a savings of over $800 per year in transaction costs and fees with the new structure.